Ryan Bolton - Patriot Home Mortgage
Making home financing simple and straightforward. Specializing in home mortgages, refinancing, home equity loans, and Ut...
St. George, Utah consistently ranks among the fastest-growing metropolitan areas in the United States. The combination of a warm desert climate, stunning red rock scenery, proximity to five national parks, and Utah's business-friendly tax environment drives relentless demand for housing. Whether you are a first-time buyer navigating the market for the first time, a seasoned investor adding vacation rental properties to your portfolio, or a seller looking to capitalize on equity you have built, the St. George real estate market offers opportunity at every level. This guide connects you with the local professionals, resources, and market knowledge needed to make confident real estate decisions in Washington County.
St. George remains one of the fastest-growing metros in the United States. Inventory has expanded in recent years, giving buyers more options than during the 2021–2022 peak. Median home prices in Washington County range from $400,000 to over $700,000 depending on location, size, and community amenities.
Major builders including Ivory Homes, Destination Homes, Woodside Homes, and Richmond American are actively building throughout Washington County. Popular master-planned communities include Desert Color, Sunbrook, The Ledges, and Entrada. New construction often includes warranties, energy-efficient features, and smart home technology.
Southern Utah's thriving tourism economy — anchored by Zion National Park, Snow Canyon, and Sand Hollow — creates strong short-term rental demand. Investors target St. George, Ivins, and Hurricane for vacation rentals. Long-term rentals also perform well given the region's continued population growth and Utah Tech University enrollment.
St. George's strong buyer demand makes it a favorable market for sellers. Properties in desirable neighborhoods like Bloomington Hills, Little Valley, and Green Springs often receive multiple offers. Proper pricing, professional photography, and MLS exposure through a licensed agent remain critical to maximizing sale price.
Local banks, credit unions, and national mortgage companies operate in St. George. Utah First Credit Union, Bank of Utah, and Zions Bank all offer competitive purchase and refinance products. Down payment assistance programs through Utah Housing Corporation can help first-time buyers enter the market.
A professional home inspection is essential in Southern Utah's desert climate. Inspectors check for stucco issues, roof condition, HVAC performance in extreme heat, and proper attic ventilation. Swamp cooler versus central AC configurations, radiant heat from red rock landscapes, and HOA compliance issues are all locally relevant concerns.
Title companies in St. George perform title searches, issue title insurance, coordinate escrow, and facilitate the closing process. Stewart Title, First American Title, and several local independent title companies serve Washington County. Utah is an escrow state — closings typically take 30–45 days from contract acceptance.
Professional property management companies handle tenant screening, rent collection, maintenance coordination, and legal compliance for investment property owners. Local property managers understand the unique demands of short-term vacation rentals in the Zion corridor as well as long-term residential leasing throughout Washington County.
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St. George continues to experience steady demand driven by in-migration from California, Nevada, and other western states, as well as retirees seeking the Sun Belt lifestyle. While the frenetic pace of 2021–2022 has moderated, Washington County remains a seller-favorable market with limited days on market for well-priced homes. New construction has added inventory in communities like Desert Color, The Ledges, and Little Valley, but demand consistently absorbs new supply. Interest rates significantly affect affordability, so working with a local lender for pre-approval is the first step for any serious buyer.
As of 2026, the median home price in St. George proper is approximately $475,000–$525,000, with Washington County-wide median prices around $440,000–$490,000. Higher-end communities like The Ledges, Entrada, and Kayenta in Ivins see prices range from $650,000 to well over $1 million. More affordable options exist in Hurricane, LaVerkin, and the developing areas of Washington City. New construction starts at around $450,000 for modest production homes and climbs well above $800,000 for larger custom builds in premium locations.
Families consistently favor Little Valley for its newer construction, proximity to top-rated elementary schools, and access to sports parks. Bloomington Hills offers larger lots, established trees, and a mature neighborhood feel. Green Springs in Washington City provides affordable new construction with mountain views. Sunbrook is popular for its golf-course community atmosphere. For those prioritizing luxury or views, The Ledges and Entrada offer resort-style amenities. Hurricane and Washington City are increasingly popular for families seeking more space per dollar while remaining within the Washington County School District.
Production home builders in St. George typically quote 6–10 months from contract signing to certificate of occupancy, though actual timelines have ranged from 8 to 14 months depending on trade availability and material lead times. Semi-custom and custom homes take 12–24 months. Buyers should get completion timeline guarantees in writing and understand the builder's contract terms regarding price locks — many production builders allow price increases on specifications after a certain point in the build. Working with a buyer's agent who regularly represents clients with new construction contracts is strongly recommended.
Utah has relatively moderate property taxes compared to most western states. Washington County property tax rates for primary residences run approximately 0.5–0.7% of assessed value annually, thanks in part to Utah's primary residence exemption, which reduces the taxable value by 45%. A home assessed at $500,000 would typically carry annual property taxes of roughly $2,500–$3,500. Investment properties and vacation homes do not qualify for the primary residence exemption and are taxed at the full assessed value. New construction may have its first full assessment delayed until the property is fully completed and titled.
Yes — most newer developments in St. George and Washington County are governed by homeowners associations. Master-planned communities like Desert Color, The Ledges, Entrada, and Sun River all have HOAs with monthly or annual dues ranging from $50 to over $400 per month depending on amenities offered. HOAs in St. George frequently manage common areas, community pools, parks, and walking paths. Some HOAs restrict short-term vacation rentals. Before purchasing, review the CC&Rs, financial reserves, and any pending special assessments. Your buyer's agent and title company can help you obtain HOA disclosure documents during your due diligence period.
More resources for homeowners and new residents in Southern Utah
St. George, Utah's real estate market is shaped by a confluence of factors that make it unlike almost any other market in the American West. The region's population has grown by over 50% in the past decade, fueled by retirees escaping higher-cost California and Nevada markets, remote workers seeking quality of life without a major metro price tag, and young families drawn to Utah's education system and outdoor recreation culture. Washington County's unemployment rate consistently ranks among the lowest in Utah, and the local economy — anchored by tourism, healthcare, construction, Utah Tech University, and a growing technology sector — provides diversified employment that supports sustained housing demand.
For buyers, the St. George market rewards preparation and local expertise. Properties in premier neighborhoods like Little Valley, Bloomington Hills, and the Green Springs corridor of Washington City can move within days of listing in favorable market conditions. New construction in master-planned communities offers modern amenities and builder warranties, but requires careful contract review and a buyer's agent experienced with builder negotiations. For sellers, the region's ongoing population growth and limited buildable land in desirable areas supports home values over time. Investment buyers — particularly those targeting short-term vacation rentals — benefit from St. George's status as a gateway city to Zion National Park, Snow Canyon State Park, and Bryce Canyon, which drives year-round tourism occupancy in well-located properties.